Privacy policy

Effective Date: January 1, 2020

Last Updated: February 10, 2025

1. Introduction

Welcome to Rainbow Financing. We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.rainbowfinancing.com (the "Site") and use our services.

By accessing or using our Site and services, you agree to the terms of this Privacy Policy. If you do not agree with the terms, please do not use our Site or services.

2. Information We Collect

We may collect the following types of information:

a. Personal Information:

Name, email address, phone number, and mailing address.
Date of birth, Social Security Number (SSN), or government-issued ID (for identity verification).
Financial information, such as income, credit score, and bank account details.
Employment information, including employer name and job title.

b. Non-Personal Information:

Browser type, IP address, and device information.
Cookies and tracking data (see Section 6 for more details).
Usage data, such as pages visited and time spent on the Site.

c. Information from Third Parties:

Credit bureaus or financial institutions for credit checks.
Partners or affiliates who refer you to our services.

3. Why do we process your data?

Our top priority is customer data security, and, as such, we may process only minimal user data, only as much as it is absolutely necessary to maintain the website. Information collected automatically is used only to identify potential cases of abuse and establish statistical information regarding website usage. This statistical information is not otherwise aggregated in such a way that it would identify any particular user of the system.

You can visit the website without telling us who you are or revealing any information, by which someone could identify you as a specific, identifiable individual. If, however, you wish to use some of the website’s features, or you wish to receive our newsletter or provide other details by filling a form, you may provide personal data to us, such as your email, first name, last name, city of residence, organization, telephone number. You can choose not to provide us with your personal data, but then you may not be able to take advantage of some of the website’s features. For example, you won’t be able to receive our Newsletter or contact us directly from the website. Users who are uncertain about what information is mandatory are welcome to contact us via contact@rainbowfinancing.com.

4. How We Share Your Information

We may share your information in the following circumstances:

With Service Providers: Third-party vendors who assist us in operating our Site, processing payments, or providing customer support.
With Financial Institutions: Banks, credit bureaus, or lenders to facilitate your financing application.
For Legal Reasons: To comply with laws, regulations, or legal requests, or to protect our rights and property.
With Your Consent: For any other purpose disclosed to you at the time of collection.

We do not sell your personal information to third parties.

5. Data Security

We implement industry-standard security measures to protect your information, including encryption, firewalls, and secure servers. However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.

6. Cookies and Tracking Technologies

We use cookies and similar technologies to:

Enhance your browsing experience.
Analyze Site traffic and usage patterns.
Deliver targeted advertisements (with your consent).

You can manage your cookie preferences through your browser settings. Disabling cookies may affect your ability to use certain features of the Site.

7. Your Privacy Rights

Depending on your location, you may have the following rights:

Access: Request a copy of the personal information we hold about you.
Correction: Request corrections to inaccurate or incomplete information.
Deletion: Request deletion of your personal information, subject to legal requirements.
Opt-Out: Opt out of marketing communications or the sale of your information (if applicable).
Data Portability: Request a transfer of your data to another service provider.

To exercise these rights, please contact us at [Your Contact Information]. We may require verification of your identity before processing your request.

8. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of these sites. We encourage you to review their privacy policies before providing any information.

9. Children’s Privacy

Our Site and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware of such data, we will delete it promptly.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Effective Date." Your continued use of the Site after changes are made constitutes acceptance of the revised policy.

11. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Rainbow Finance
Email: contact@rainbowfinancing.com
Phone: 1-866-201-4418